MICHIGAN LICENSING

XCEL SOLUTIONS

Partner code: PFA

Under Find Courses: 

  1. Select State: MICHIGAN

  2. Education: Get License 

  3. Line of authority: Life

  4. LIFE Only course

  5. Discount will be applied

  6. Go to Cart > Check out

  7. Create an Account 

• Register for exam at PSI Exams- $41

• Passing Score for Life Exam:72%

The license application will initiate your background check.

DIFS will also carry out several background checks into your past and prior contact to ensure you meet the insurance producer regulations of the state. While your application won’t be automatically denied if you’ve committed a felony in the past, it will be denied if you don’t report this.

With that said, DIFS strongly recommends candidates not to apply for an insurance license in Michigan if they were convicted of a felony within the last 10 years, or if their felony involves any of the following:

  • Violence (or the threat of it) against another person

  • Criminal sexual conduct

  • A felony of a fiduciary/financial nature (e.g., bribery, embezzlement, extortion, or fraud)

If you need to check your criminal record in Michigan, you can do so by navigating the Michigan State Police’s ICHAT (Internet Criminal History Access Tool).

• Once you pass exam, you can apply for MICHIGAN license on NIPR

•Submitting this application will cost $10 (plus a $5 transaction fee)

• Your application will be valid for 180 days from its entry into the Michigan Department of Insurance and Financial Services’s (DIFS) database.

NIPR LICENSURE

1. SELECT: INDIVIDUAL

2. SELECT: SOCIAL SECURITY NUMBER

3. PROCEED TO FOLLOW REMAINING DIRECTIONS

USER MENU:

  1. CLICK START

  2. PRODUCT TYPE: PRODUCER LICENSING

  3. APPLICATION TYPE: INITIAL

  4. RESIDENCY TYPE: RESIDENT

  5. NEXT PAGE: SELECT MICHIGAN

  6. NEXT PAGE: INSURANCE PRODUCER > SELECT LIFE ONLY

  7. PAY THE FEE